Hospital Care For The Wealthy Differs From What The Rest Of Us Receive
With health care costs rising at a rate of 7 percent each year, hospital care is increasingly unaffordable for many Americans. In fact, thousands of Americans file for bankruptcy each year because of expensive medical bills they cannot pay. However, one group of Americans are having no problem affording the increased cost of hospital care: the wealthy.

Recent studies have shown that many people considered to be wealthy have no problem with paying top dollar to be treated like royalty in the midst of a medical crisis. When Sen. Edward M. Kennedy was diagnosed with brain cancer, he had the wealth to convene his very own group of national cancer experts to discuss his case and recommend treatment. While this may seem excessive to many of us, for the wealthy, it is just a matter of course. Here are some other ways that hospital care for the wealthy differs from the hospital care the rest of us receive.

Access to Health Care

The wealthy enjoy better access to doctors and are rarely required to wait for appointments. You never

types of insurance to consider

Not many people enjoy insurance shopping. Insurance policies use legal jargon that often makes the contract hard to understand. Sometimes the end goal doesn’t seem to be worth the effort. After all, why would you buy a policy if you can’t understand all the details about its coverage? Despite the downsides, insurance usually wise. Let’s explore the 10 types of insurance everyone should consider:

1. Health Insurance (Mandatory)

Health insurance is probably the most important form of insurance. Not only do you want to make sure you have doctor’s visits and prescription medication covered, but you want to make sure you have insurance in case you fall extremely ill. If you aren’t offered health insurance through your employer, there are plenty of private health insurance plans you can buy. There is also Obamacare. There are also state plans for people who have financial difficulties.

Also not that health insurance may affect your tax refund.

2. Dental Insurance

Unfortunately, a lot of health insurance plans don’t offer dental insurance. Dental insurance is important to have, especially considering that it’s incredibly expensive to have teeth pulled, filled, or drilled. A lot

Your health insurance may affect your tax refund this year
The Affordable Care Act, popularly known as ObamaCare, strives to ensure that all Americans are covered by health insurance. Part of the impetus for the passage of the ACA is that Americans continue to spend significantly more on healthcare than other industrialized nations, partially due to the fact that after Mexico, the U.S. is the fattest country in the world. Unsurprisingly, Americans suffer from the diseases associated with obesity such as diabetes, high cholesterol, high blood pressure and other chronic diseases at rates higher than seen in other countries, which is felt by our healthcare system. Regularly visiting a physician, as provided for under the ACA through health insurance coverage, should prevent the worsening of chronic diseases and might enable physicians to treat problems before they become unruly, chronic and expensive illnesses.

To ensure that the ACA is affordable and covers all Americans, most people must have health insurance or pay a fine (from $95 per person up to 1 percent of household income, whichever is greater for the year 2014), though Americans making less than four times the Federal Poverty

when is the last day to sign up for health insurance
The Patient Protection and Affordable Care Act (PPACA), known simply as the Affordable Care Act (ACA) or “ObamaCare” was signed into law on Mar. 23, 2010, and represents the “most significant regulatory overhaul” of the U.S. healthcare system since the introduction of Medicare and Medicaid in 1965.

The purpose of the ACA is to increase the quality and affordability of health insurance. By expanding individual insurance coverage, the government hopes to reduce the costs of healthcare for itself and all Americans.On June 28, 2012, after a challenge from Republicans, the United States Supreme Court upheld the constitutionality of the ACA; however, states cannot be forced to participate in the ACA’s Medicaid expansion program. Regardless, as of May 2014, approximately 20 million Americans are covered under the new law and the percentage of uninsured Americans dropped to 13.4% from 18% in May 2013.

When is the last day to sign up for health insurance?

Currently, if you have not signed up for coverage, the last day to sign up for health insurance is February 15, 2015. If you do

save money on car insurance
Are you thinking about getting new car insurance? Before you do, it will be well worth your time to find out how you can get the best quote. Any insurance company can give you car insurance quotes, but in order to ensure that your quotes are as accurate as possible, you will want to keep the following tips in mind:

 Be As Accurate As Possible With Your Information

In order to get an accurate quote for your car insurance, the information you give must be accurate, too. For instance, information such as your address, the type of car you drive and even your credit score can affect the amount you pay. You will also find that past accidents and tickets may have an effect on your quote. Not mentioning these things, for instance, in order to get a better quote might seem like a good idea. However, when you get your first invoice, you might find it is a lot more than you were expecting. Avoid this by being as accurate as possible when you apply for your quote.

Know What To Expect Before Getting A Quote